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Steps In The Buying Process
HOME > BUYERS > Buyers Guide > Steps In The Buying Process > Know You're Qualified For a Loan
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Know You're Qualified For a Loan

It may give you, and any prospective Seller, great peace of mind to know your borrowing power before you begin your home search. In fact, it’s not unusual for a Seller or his agent to request a pre-approval letter when an offer is presented. For this reason, it is a good idea to connect with a mortgage lender and get pre-approved for a loan. Your Heritage Texas Properties sales associate will guide you through this process and urge you to talk to several lenders – including our in-house partner for more than ten years, Houston Capital Mortgage – to compare costs, interest rates and negotiate the best possible deal.

Le Puede dar a usted y a cualquier possible vendedor una gran tranquilidad saber su capacidad de endeudamiento antes de comenzar con su busqueda. De hecho, no es raro que un vendedor o su agente soliciten una carta de pre-aprobacion cuando se presenta una oferta. Por esa razon, es una Buena idea contactar a un prestamista hipotecario y ser pre-aprobado para un prestamo. Su agente inmobiliario lo guiara a traves de este proceso y lo instamos hablar con varios prestamistas – incluyendo a nuestra oficina de hipotecas que fue creada hace diez anos. Houston Capital Mortgage – para comparer los costos, las tasas de intereses y negociar el mejor acuerdo possible.