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Steps In The Buying Process
Steps In The Buying Process
HOME > BUYERS > Buyers Guide > Steps In The Buying Process > Make An Application For A Loan
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Make An Application For A Loan

As soon as you have done due diligence and determined that the property is right for you, the final process of obtaining financing begins. If you have not already connected with a mortgage lender and gotten pre-approved for a loan before you began your home search, your Heritage Texas Properties sales associate will guide you through this process, help you understand different financing options, direct you to several qualified lenders – including our in-house partner for more than ten years, Houston Capital Mortgage – to compare costs, interest rates, negotiate the best possible deal, and tell you what personal and financial data to bring with you when you apply for a loan. Once the lender is chosen, it is important for the Buyer to make loan application within the time frame specified specified in the Earnest Money Contract. When final loan approval is obtained, your Heritage Texas Properties sales associate can assist you in arranging for homeowner’s insurance and other necessary details prior to closing.

Tan pronto com ousted a hecho la debida diligencia y determine que la propiedad es la adecuada para usted Comienza el proceso de obtencion de financiación. Si aun no ha contactado a un prestamista hipotecario y pre obtenido aprobacion para un prestamo antes de iniciar su busqueda de casa su agente de Heritage Propiedades lo guiara tambien a traves de este proceso y lo ayudara a entender diferentes opciones de financiacion y lo conectara con calificados prestamistas- incluyendo nuestra oficina de hipotecas Capital garantía hipotecaria para que compare costos, tasas de interes para que usted negocie el major cuerdo possible y decirle cuales son los datos personales y financieros que tiene que llevar con usted cuando solicita un prestamo. Una vez elegido el prestamista, es importante para el comprador llenar la solicitud de prestamo en el plazo senalado en el contrato de arras. Cuando se obtiene la aprobacion final del prestamo, Su agente inmibiliario de Heritage Propiedades de Texas puede ayudar en la organizacion para seguro del propietario y otros detalles necesarios antes del cierre.